{"p":"can-20","op":"mint","tick":"can","amt":"1000","rows":[{"df":"qa","content":[{"q":"How does blockchain technology impact the operational model of financial institutions?","a":"Blockchain technology has had a profound impact on the operational model of financial institutions. Firstly, in terms of payment and settlement, the decentralized feature of blockchain technology reduces transaction costs and improves payment efficiency, while ensuring fund security through encryption technology. Secondly, in the field of cross-border remittances, blockchain technology enables fast and low-cost cross-border payments, alleviating pain points  in the traditional financial system. Additionally, blockchain technology has huge potential in areas such as securities trading, credit rating, and insurance. For instance, through smart contracts, financial institutions can achieve automated and efficient risk management and contract execution. Meanwhile, blockchain technology can help financial institutions establish a more transparent and fair credit rating system."}]}],"pr":"256ff739740e875b0c1ba295855d8805d69524cc2bc2f89597e3f856de245083"}